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Plain-speak: Understanding the New Health Care Law (Affordable Care Act)

Everyone is saying it.  The new health care law, or the Affordable Care Act, will impact everyone.  Naturally we are all anywhere from curious to compelled to find out how it will play into our individual lives.  But the law is about 2000 pages long and in legal jargon, no less!  So how are we, the average person whom it will reportedly affect, supposed to understand it?!

Luckily for you, I have researched and befuddled through it already. Below I will give a plain-speak, as simple as possible explanation of the act and its tax consequences to you, the average Joe and Jane.  But as you read, keep in mind the following:

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